Life insurance can be an effective wealth preservation and estate planning strategy for high-net-worth individuals and business owners. Premium financed life insurance (PFLI) is pitched to high-net-worth individuals as a tool for seeking to secure substantial coverage without disrupting liquidity. However, this complex strategy comes with significant legal and financial risks that, if not properly managed or properly disclosed, can lead to costly litigation.

Parker Daniels Kibort represents clients in disputes involving premium financed life insurance, including claims arising from policy performance, loan structures, interest rates, collateral requirements, misrepresentations, fiduciary obligations, professional negligence, lender disputes, insurance coverage issues, and other financial-services litigation.

Our attorneys understand the intersection of insurance, finance, lending, and litigation. We aggressively investigate claims, analyze complex financial transactions, and develop strategic litigation plans designed to protect our clients’ interests.

Whether you are facing unexpected collateral demands, policy lapse issues, lender disputes, allegations of fraud or misrepresentation, or disputes involving financial advisors, insurance professionals, lenders, or carriers, Parker Daniels Kibort provides experienced counsel focused on achieving favorable results.

Our experience includes disputes involving:

• Premium financed life insurance transactions
• Insurance agent and broker misrepresentations
• Financial advisor and fiduciary liability
• Lender and collateral disputes
• Policy lapses and policy performance claims
• Estate planning and trust-related litigation
• Fraud and negligent misrepresentation
• Complex financial-services litigation